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SIP needed for ₹50 lakh in 25 years

At 12% a year, invest every month

₹2,640

for 300 months to reach ₹50 lakh. Starting with a 10% yearly step-up, you could begin at ₹1,170 a month.

Change the numbers

At different returns

ReturnMonthly SIPYou put in
8%₹5,230₹15.69 lakh
10%₹3,740₹11.22 lakh
12%₹2,640₹7.92 lakh
15%₹1,530₹4.59 lakh

Prefer to invest once? About ₹2,95,000 today, left for 25 years at 12% a year, also reaches ₹50 lakh.

Remember inflation: at 6% a year, ₹50 lakh in 25 years will buy about what ₹11.65 lakh buys today.

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.