SIP needed for ₹50 lakh in 20 years

At 12% a year, invest every month

₹5,010

for 240 months to reach ₹50 lakh. Starting with a 10% yearly step-up, you could begin at ₹2,520 a month.

Change the numbers

At different returns

Return	Monthly SIP	You put in
8%	₹8,440	₹20.26 lakh
10%	₹6,530	₹15.67 lakh
12%	₹5,010	₹12.02 lakh
15%	₹3,300	₹7.92 lakh

Prefer to invest once? About ₹5,19,000 today, left for 20 years at 12% a year, also reaches ₹50 lakh.

Remember inflation: at 6% a year, ₹50 lakh in 20 years will buy about what ₹15.59 lakh buys today.

₹50 lakh over other periods

Other goals in 20 years

SIP amounts

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.