SIP of ₹1,000 a month for 30 years
At 12% a year it could grow to
₹35.3 lakh
₹35,29,914. You put in ₹3.6 lakh over 360 months, and ₹31.7 lakh of it is growth.
Change the numbers
At different returns
| Return | Growth | Total | Exact |
|---|
| 8% | ₹11.4 lakh | ₹15 lakh | ₹15,00,295 |
| 10% | ₹19.19 lakh | ₹22.79 lakh | ₹22,79,325 |
| 12% | ₹31.7 lakh | ₹35.3 lakh | ₹35,29,914 |
| 15% | ₹66.5 lakh | ₹70.1 lakh | ₹70,09,821 |
Raising the SIP by 10% every year (a step-up) takes it to ₹88.34 lakh at 12%, with ₹19.74 lakh put in.
Year by year at 12%
| Year | Put in | Growth | Total |
|---|
| 1 | ₹12,000 | ₹809 | ₹12,809 |
| 2 | ₹24,000 | ₹3,243 | ₹27,243 |
| 3 | ₹36,000 | ₹7,508 | ₹43,508 |
| 4 | ₹48,000 | ₹13,835 | ₹61,835 |
| 5 | ₹60,000 | ₹22,486 | ₹82,486 |
| 6 | ₹72,000 | ₹33,757 | ₹1,05,757 |
| 7 | ₹84,000 | ₹47,979 | ₹1,31,979 |
| 8 | ₹96,000 | ₹65,527 | ₹1,61,527 |
| 9 | ₹1,08,000 | ₹86,822 | ₹1,94,822 |
| 10 | ₹1,20,000 | ₹1,12,339 | ₹2,32,339 |
| 11 | ₹1,32,000 | ₹1,42,615 | ₹2,74,615 |
| 12 | ₹1,44,000 | ₹1,78,252 | ₹3,22,252 |
| 13 | ₹1,56,000 | ₹2,19,931 | ₹3,75,931 |
| 14 | ₹1,68,000 | ₹2,68,418 | ₹4,36,418 |
| 15 | ₹1,80,000 | ₹3,24,576 | ₹5,04,576 |
| 16 | ₹1,92,000 | ₹3,89,378 | ₹5,81,378 |
| 17 | ₹2,04,000 | ₹4,63,921 | ₹6,67,921 |
| 18 | ₹2,16,000 | ₹5,49,439 | ₹7,65,439 |
| 19 | ₹2,28,000 | ₹6,47,325 | ₹8,75,325 |
| 20 | ₹2,40,000 | ₹7,59,148 | ₹9,99,148 |
| 21 | ₹2,52,000 | ₹8,86,674 | ₹11,38,674 |
| 22 | ₹2,64,000 | ₹10,31,896 | ₹12,95,896 |
| 23 | ₹2,76,000 | ₹11,97,057 | ₹14,73,057 |
| 24 | ₹2,88,000 | ₹13,84,687 | ₹16,72,687 |
| 25 | ₹3,00,000 | ₹15,97,635 | ₹18,97,635 |
| 26 | ₹3,12,000 | ₹18,39,112 | ₹21,51,112 |
| 27 | ₹3,24,000 | ₹21,12,736 | ₹24,36,736 |
| 28 | ₹3,36,000 | ₹24,22,585 | ₹27,58,585 |
| 29 | ₹3,48,000 | ₹27,73,252 | ₹31,21,252 |
| 30 | ₹3,60,000 | ₹31,69,914 | ₹35,29,914 |
₹1,000 a month for other periods
Other amounts for 30 years
SIP needed for a goal
Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.
Boond