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SIP of ₹1,000 a month for 10 years

At 12% a year it could grow to

₹2.32 lakh

₹2,32,339. You put in ₹1.2 lakh over 120 months, and ₹1.12 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹64.2k₹1.84 lakh₹1,84,166
10%₹86.6k₹2.07 lakh₹2,06,552
12%₹1.12 lakh₹2.32 lakh₹2,32,339
15%₹1.59 lakh₹2.79 lakh₹2,78,657

Raising the SIP by 10% every year (a step-up) takes it to ₹3.37 lakh at 12%, with ₹1.91 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹12,000₹809₹12,809
2₹24,000₹3,243₹27,243
3₹36,000₹7,508₹43,508
4₹48,000₹13,835₹61,835
5₹60,000₹22,486₹82,486
6₹72,000₹33,757₹1,05,757
7₹84,000₹47,979₹1,31,979
8₹96,000₹65,527₹1,61,527
9₹1,08,000₹86,822₹1,94,822
10₹1,20,000₹1,12,339₹2,32,339

₹1,000 a month for other periods

Other amounts for 10 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.