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SIP needed for ₹25 lakh in 20 years

At 12% a year, invest every month

₹2,510

for 240 months to reach ₹25 lakh. Starting with a 10% yearly step-up, you could begin at ₹1,260 a month.

Change the numbers

At different returns

ReturnMonthly SIPYou put in
8%₹4,220₹10.13 lakh
10%₹3,270₹7.85 lakh
12%₹2,510₹6.02 lakh
15%₹1,650₹3.96 lakh

Prefer to invest once? About ₹2,60,000 today, left for 20 years at 12% a year, also reaches ₹25 lakh.

Remember inflation: at 6% a year, ₹25 lakh in 20 years will buy about what ₹7.8 lakh buys today.

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.