SIP needed for ₹5 crore in 20 years

At 12% a year, invest every month

₹50,050

for 240 months to reach ₹5 crore. Starting with a 10% yearly step-up, you could begin at ₹25,140 a month.

Change the numbers

At different returns

Return	Monthly SIP	You put in
8%	₹84,330	₹2.02 crore
10%	₹65,300	₹1.57 crore
12%	₹50,050	₹1.2 crore
15%	₹32,990	₹79.18 lakh

Prefer to invest once? About ₹51,84,000 today, left for 20 years at 12% a year, also reaches ₹5 crore.

Remember inflation: at 6% a year, ₹5 crore in 20 years will buy about what ₹1.56 crore buys today.

₹5 crore over other periods

Other goals in 20 years

SIP amounts

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.