SIP of ₹10,000 a month for 20 years
At 12% a year it could grow to
₹99.91 lakh
₹99,91,479. You put in ₹24 lakh over 240 months, and ₹75.91 lakh of it is growth.
Change the numbers
At different returns
| Return | Growth | Total | Exact |
|---|
| 8% | ₹35.29 lakh | ₹59.29 lakh | ₹59,29,472 |
| 10% | ₹52.57 lakh | ₹76.57 lakh | ₹76,56,969 |
| 12% | ₹75.91 lakh | ₹99.91 lakh | ₹99,91,479 |
| 15% | ₹1.28 crore | ₹1.52 crore | ₹1,51,59,550 |
Raising the SIP by 10% every year (a step-up) takes it to ₹1.99 crore at 12%, with ₹68.73 lakh put in.
Year by year at 12%
| Year | Put in | Growth | Total |
|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹3,37,570 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹4,79,790 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹6,55,266 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹8,68,215 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹11,23,391 | ₹23,23,391 |
| 11 | ₹13,20,000 | ₹14,26,148 | ₹27,46,148 |
| 12 | ₹14,40,000 | ₹17,82,522 | ₹32,22,522 |
| 13 | ₹15,60,000 | ₹21,99,311 | ₹37,59,311 |
| 14 | ₹16,80,000 | ₹26,84,180 | ₹43,64,180 |
| 15 | ₹18,00,000 | ₹32,45,760 | ₹50,45,760 |
| 16 | ₹19,20,000 | ₹38,93,782 | ₹58,13,782 |
| 17 | ₹20,40,000 | ₹46,39,208 | ₹66,79,208 |
| 18 | ₹21,60,000 | ₹54,94,392 | ₹76,54,392 |
| 19 | ₹22,80,000 | ₹64,73,254 | ₹87,53,254 |
| 20 | ₹24,00,000 | ₹75,91,479 | ₹99,91,479 |
₹10,000 a month for other periods
Other amounts for 20 years
SIP needed for a goal
Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.
Boond