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SIP of ₹15,000 a month for 25 years

At 12% a year it could grow to

₹2.85 crore

₹2,84,64,526. You put in ₹45 lakh over 300 months, and ₹2.4 crore of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹98.6 lakh₹1.44 crore₹1,43,60,499
10%₹1.56 crore₹2.01 crore₹2,00,68,355
12%₹2.4 crore₹2.85 crore₹2,84,64,526
15%₹4.48 crore₹4.93 crore₹4,92,61,106

Raising the SIP by 10% every year (a step-up) takes it to ₹6.41 crore at 12%, with ₹1.77 crore put in.

Year by year at 12%

YearPut inGrowthTotal
1₹1,80,000₹12,140₹1,92,140
2₹3,60,000₹48,648₹4,08,648
3₹5,40,000₹1,12,615₹6,52,615
4₹7,20,000₹2,07,523₹9,27,523
5₹9,00,000₹3,37,295₹12,37,295
6₹10,80,000₹5,06,355₹15,86,355
7₹12,60,000₹7,19,685₹19,79,685
8₹14,40,000₹9,82,898₹24,22,898
9₹16,20,000₹13,02,323₹29,22,323
10₹18,00,000₹16,85,086₹34,85,086
11₹19,80,000₹21,39,222₹41,19,222
12₹21,60,000₹26,73,783₹48,33,783
13₹23,40,000₹32,98,967₹56,38,967
14₹25,20,000₹40,26,269₹65,46,269
15₹27,00,000₹48,68,640₹75,68,640
16₹28,80,000₹58,40,673₹87,20,673
17₹30,60,000₹69,58,812₹1,00,18,812
18₹32,40,000₹82,41,589₹1,14,81,589
19₹34,20,000₹97,09,881₹1,31,29,881
20₹36,00,000₹1,13,87,219₹1,49,87,219
21₹37,80,000₹1,33,00,113₹1,70,80,113
22₹39,60,000₹1,54,78,439₹1,94,38,439
23₹41,40,000₹1,79,55,859₹2,20,95,859
24₹43,20,000₹2,07,70,307₹2,50,90,307
25₹45,00,000₹2,39,64,526₹2,84,64,526

₹15,000 a month for other periods

Other amounts for 25 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.