What is the return on ₹15,000 SIP for 20 years?

At an assumed 12% a year, ₹15,000 a month for 20 years grows to about ₹1,49,87,219. You invest ₹36,00,000, so about ₹1,13,87,219 is growth. At 10% it would be about ₹1,14,85,454.

How much is ₹15,000 SIP for 20 years with a 10% step-up?

If you raise the monthly amount by 10% each year, it grows to about ₹2,98,33,073 at 12% a year, from ₹1,03,09,500 invested.

SIP of ₹15,000 for 20 Years: Maturity Value at 8%, 10%, 12%, 15%

Return	Growth	Total	Exact
8%	₹52.94 lakh	₹88.94 lakh	₹88,94,208
10%	₹78.85 lakh	₹1.15 crore	₹1,14,85,454
12%	₹1.14 crore	₹1.5 crore	₹1,49,87,219
15%	₹1.91 crore	₹2.27 crore	₹2,27,39,325

Raising the SIP by 10% every year (a step-up) takes it to ₹2.98 crore at 12%, with ₹1.03 crore put in.

Year by year at 12%

Year	Put in	Growth	Total
1	₹1,80,000	₹12,140	₹1,92,140
2	₹3,60,000	₹48,648	₹4,08,648
3	₹5,40,000	₹1,12,615	₹6,52,615
4	₹7,20,000	₹2,07,523	₹9,27,523
5	₹9,00,000	₹3,37,295	₹12,37,295
6	₹10,80,000	₹5,06,355	₹15,86,355
7	₹12,60,000	₹7,19,685	₹19,79,685
8	₹14,40,000	₹9,82,898	₹24,22,898
9	₹16,20,000	₹13,02,323	₹29,22,323
10	₹18,00,000	₹16,85,086	₹34,85,086
11	₹19,80,000	₹21,39,222	₹41,19,222
12	₹21,60,000	₹26,73,783	₹48,33,783
13	₹23,40,000	₹32,98,967	₹56,38,967
14	₹25,20,000	₹40,26,269	₹65,46,269
15	₹27,00,000	₹48,68,640	₹75,68,640
16	₹28,80,000	₹58,40,673	₹87,20,673
17	₹30,60,000	₹69,58,812	₹1,00,18,812
18	₹32,40,000	₹82,41,589	₹1,14,81,589
19	₹34,20,000	₹97,09,881	₹1,31,29,881
20	₹36,00,000	₹1,13,87,219	₹1,49,87,219

₹15,000 a month for other periods

Other amounts for 20 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.

SIP of ₹15,000 a month for 20 years

At different returns

Year by year at 12%

₹15,000 a month for other periods

Other amounts for 20 years

SIP needed for a goal