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SIP of ₹15,000 a month for 15 years

At 12% a year it could grow to

₹75.69 lakh

₹75,68,640. You put in ₹27 lakh over 180 months, and ₹48.69 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹25.25 lakh₹52.25 lakh₹52,25,177
10%₹35.69 lakh₹62.69 lakh₹62,68,864
12%₹48.69 lakh₹75.69 lakh₹75,68,640
15%₹74.53 lakh₹1.02 crore₹1,01,52,946

Raising the SIP by 10% every year (a step-up) takes it to ₹1.3 crore at 12%, with ₹57.19 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹1,80,000₹12,140₹1,92,140
2₹3,60,000₹48,648₹4,08,648
3₹5,40,000₹1,12,615₹6,52,615
4₹7,20,000₹2,07,523₹9,27,523
5₹9,00,000₹3,37,295₹12,37,295
6₹10,80,000₹5,06,355₹15,86,355
7₹12,60,000₹7,19,685₹19,79,685
8₹14,40,000₹9,82,898₹24,22,898
9₹16,20,000₹13,02,323₹29,22,323
10₹18,00,000₹16,85,086₹34,85,086
11₹19,80,000₹21,39,222₹41,19,222
12₹21,60,000₹26,73,783₹48,33,783
13₹23,40,000₹32,98,967₹56,38,967
14₹25,20,000₹40,26,269₹65,46,269
15₹27,00,000₹48,68,640₹75,68,640

₹15,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.