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SIP of ₹10,000 a month for 10 years

At 12% a year it could grow to

₹23.23 lakh

₹23,23,391. You put in ₹12 lakh over 120 months, and ₹11.23 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹6.42 lakh₹18.42 lakh₹18,41,657
10%₹8.66 lakh₹20.66 lakh₹20,65,520
12%₹11.23 lakh₹23.23 lakh₹23,23,391
15%₹15.87 lakh₹27.87 lakh₹27,86,573

Raising the SIP by 10% every year (a step-up) takes it to ₹33.74 lakh at 12%, with ₹19.12 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹1,20,000₹8,093₹1,28,093
2₹2,40,000₹32,432₹2,72,432
3₹3,60,000₹75,076₹4,35,076
4₹4,80,000₹1,38,348₹6,18,348
5₹6,00,000₹2,24,864₹8,24,864
6₹7,20,000₹3,37,570₹10,57,570
7₹8,40,000₹4,79,790₹13,19,790
8₹9,60,000₹6,55,266₹16,15,266
9₹10,80,000₹8,68,215₹19,48,215
10₹12,00,000₹11,23,391₹23,23,391

₹10,000 a month for other periods

Other amounts for 10 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.