SIP of ₹2,500 a month for 20 years
At 12% a year it could grow to
₹24.98 lakh
₹24,97,870. You put in ₹6 lakh over 240 months, and ₹18.98 lakh of it is growth.
Change the numbers
At different returns
| Return | Growth | Total | Exact |
|---|
| 8% | ₹8.82 lakh | ₹14.82 lakh | ₹14,82,368 |
| 10% | ₹13.14 lakh | ₹19.14 lakh | ₹19,14,242 |
| 12% | ₹18.98 lakh | ₹24.98 lakh | ₹24,97,870 |
| 15% | ₹31.9 lakh | ₹37.9 lakh | ₹37,89,887 |
Raising the SIP by 10% every year (a step-up) takes it to ₹49.72 lakh at 12%, with ₹17.18 lakh put in.
Year by year at 12%
| Year | Put in | Growth | Total |
|---|
| 1 | ₹30,000 | ₹2,023 | ₹32,023 |
| 2 | ₹60,000 | ₹8,108 | ₹68,108 |
| 3 | ₹90,000 | ₹18,769 | ₹1,08,769 |
| 4 | ₹1,20,000 | ₹34,587 | ₹1,54,587 |
| 5 | ₹1,50,000 | ₹56,216 | ₹2,06,216 |
| 6 | ₹1,80,000 | ₹84,393 | ₹2,64,393 |
| 7 | ₹2,10,000 | ₹1,19,947 | ₹3,29,947 |
| 8 | ₹2,40,000 | ₹1,63,816 | ₹4,03,816 |
| 9 | ₹2,70,000 | ₹2,17,054 | ₹4,87,054 |
| 10 | ₹3,00,000 | ₹2,80,848 | ₹5,80,848 |
| 11 | ₹3,30,000 | ₹3,56,537 | ₹6,86,537 |
| 12 | ₹3,60,000 | ₹4,45,630 | ₹8,05,630 |
| 13 | ₹3,90,000 | ₹5,49,828 | ₹9,39,828 |
| 14 | ₹4,20,000 | ₹6,71,045 | ₹10,91,045 |
| 15 | ₹4,50,000 | ₹8,11,440 | ₹12,61,440 |
| 16 | ₹4,80,000 | ₹9,73,445 | ₹14,53,445 |
| 17 | ₹5,10,000 | ₹11,59,802 | ₹16,69,802 |
| 18 | ₹5,40,000 | ₹13,73,598 | ₹19,13,598 |
| 19 | ₹5,70,000 | ₹16,18,314 | ₹21,88,314 |
| 20 | ₹6,00,000 | ₹18,97,870 | ₹24,97,870 |
₹2,500 a month for other periods
Other amounts for 20 years
SIP needed for a goal
Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.
Boond