All games
Boond

SIP of ₹10,000 a month for 15 years

At 12% a year it could grow to

₹50.46 lakh

₹50,45,760. You put in ₹18 lakh over 180 months, and ₹32.46 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹16.83 lakh₹34.83 lakh₹34,83,451
10%₹23.79 lakh₹41.79 lakh₹41,79,243
12%₹32.46 lakh₹50.46 lakh₹50,45,760
15%₹49.69 lakh₹67.69 lakh₹67,68,631

Raising the SIP by 10% every year (a step-up) takes it to ₹86.84 lakh at 12%, with ₹38.13 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹1,20,000₹8,093₹1,28,093
2₹2,40,000₹32,432₹2,72,432
3₹3,60,000₹75,076₹4,35,076
4₹4,80,000₹1,38,348₹6,18,348
5₹6,00,000₹2,24,864₹8,24,864
6₹7,20,000₹3,37,570₹10,57,570
7₹8,40,000₹4,79,790₹13,19,790
8₹9,60,000₹6,55,266₹16,15,266
9₹10,80,000₹8,68,215₹19,48,215
10₹12,00,000₹11,23,391₹23,23,391
11₹13,20,000₹14,26,148₹27,46,148
12₹14,40,000₹17,82,522₹32,22,522
13₹15,60,000₹21,99,311₹37,59,311
14₹16,80,000₹26,84,180₹43,64,180
15₹18,00,000₹32,45,760₹50,45,760

₹10,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.