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SIP of ₹2,500 a month for 15 years

At 12% a year it could grow to

₹12.61 lakh

₹12,61,440. You put in ₹4.5 lakh over 180 months, and ₹8.11 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹4.21 lakh₹8.71 lakh₹8,70,863
10%₹5.95 lakh₹10.45 lakh₹10,44,811
12%₹8.11 lakh₹12.61 lakh₹12,61,440
15%₹12.42 lakh₹16.92 lakh₹16,92,158

Raising the SIP by 10% every year (a step-up) takes it to ₹21.71 lakh at 12%, with ₹9.53 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹30,000₹2,023₹32,023
2₹60,000₹8,108₹68,108
3₹90,000₹18,769₹1,08,769
4₹1,20,000₹34,587₹1,54,587
5₹1,50,000₹56,216₹2,06,216
6₹1,80,000₹84,393₹2,64,393
7₹2,10,000₹1,19,947₹3,29,947
8₹2,40,000₹1,63,816₹4,03,816
9₹2,70,000₹2,17,054₹4,87,054
10₹3,00,000₹2,80,848₹5,80,848
11₹3,30,000₹3,56,537₹6,86,537
12₹3,60,000₹4,45,630₹8,05,630
13₹3,90,000₹5,49,828₹9,39,828
14₹4,20,000₹6,71,045₹10,91,045
15₹4,50,000₹8,11,440₹12,61,440

₹2,500 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.