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SIP of ₹5,000 a month for 10 years

At 12% a year it could grow to

₹11.62 lakh

₹11,61,695. You put in ₹6 lakh over 120 months, and ₹5.62 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹3.21 lakh₹9.21 lakh₹9,20,828
10%₹4.33 lakh₹10.33 lakh₹10,32,760
12%₹5.62 lakh₹11.62 lakh₹11,61,695
15%₹7.93 lakh₹13.93 lakh₹13,93,286

Raising the SIP by 10% every year (a step-up) takes it to ₹16.87 lakh at 12%, with ₹9.56 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹60,000₹4,047₹64,047
2₹1,20,000₹16,216₹1,36,216
3₹1,80,000₹37,538₹2,17,538
4₹2,40,000₹69,174₹3,09,174
5₹3,00,000₹1,12,432₹4,12,432
6₹3,60,000₹1,68,785₹5,28,785
7₹4,20,000₹2,39,895₹6,59,895
8₹4,80,000₹3,27,633₹8,07,633
9₹5,40,000₹4,34,108₹9,74,108
10₹6,00,000₹5,61,695₹11,61,695

₹5,000 a month for other periods

Other amounts for 10 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.