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SIP of ₹3,000 a month for 10 years

At 12% a year it could grow to

₹6.97 lakh

₹6,97,017. You put in ₹3.6 lakh over 120 months, and ₹3.37 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹1.92 lakh₹5.52 lakh₹5,52,497
10%₹2.6 lakh₹6.2 lakh₹6,19,656
12%₹3.37 lakh₹6.97 lakh₹6,97,017
15%₹4.76 lakh₹8.36 lakh₹8,35,972

Raising the SIP by 10% every year (a step-up) takes it to ₹10.12 lakh at 12%, with ₹5.74 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹36,000₹2,428₹38,428
2₹72,000₹9,730₹81,730
3₹1,08,000₹22,523₹1,30,523
4₹1,44,000₹41,505₹1,85,505
5₹1,80,000₹67,459₹2,47,459
6₹2,16,000₹1,01,271₹3,17,271
7₹2,52,000₹1,43,937₹3,95,937
8₹2,88,000₹1,96,580₹4,84,580
9₹3,24,000₹2,60,465₹5,84,465
10₹3,60,000₹3,37,017₹6,97,017

₹3,000 a month for other periods

Other amounts for 10 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.