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SIP of ₹2,000 a month for 10 years

At 12% a year it could grow to

₹4.65 lakh

₹4,64,678. You put in ₹2.4 lakh over 120 months, and ₹2.25 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹1.28 lakh₹3.68 lakh₹3,68,331
10%₹1.73 lakh₹4.13 lakh₹4,13,104
12%₹2.25 lakh₹4.65 lakh₹4,64,678
15%₹3.17 lakh₹5.57 lakh₹5,57,315

Raising the SIP by 10% every year (a step-up) takes it to ₹6.75 lakh at 12%, with ₹3.82 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹24,000₹1,619₹25,619
2₹48,000₹6,486₹54,486
3₹72,000₹15,015₹87,015
4₹96,000₹27,670₹1,23,670
5₹1,20,000₹44,973₹1,64,973
6₹1,44,000₹67,514₹2,11,514
7₹1,68,000₹95,958₹2,63,958
8₹1,92,000₹1,31,053₹3,23,053
9₹2,16,000₹1,73,643₹3,89,643
10₹2,40,000₹2,24,678₹4,64,678

₹2,000 a month for other periods

Other amounts for 10 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.