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SIP of ₹20,000 a month for 10 years

At 12% a year it could grow to

₹46.47 lakh

₹46,46,782. You put in ₹24 lakh over 120 months, and ₹22.47 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹12.83 lakh₹36.83 lakh₹36,83,314
10%₹17.31 lakh₹41.31 lakh₹41,31,040
12%₹22.47 lakh₹46.47 lakh₹46,46,782
15%₹31.73 lakh₹55.73 lakh₹55,73,145

Raising the SIP by 10% every year (a step-up) takes it to ₹67.49 lakh at 12%, with ₹38.25 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹2,40,000₹16,187₹2,56,187
2₹4,80,000₹64,864₹5,44,864
3₹7,20,000₹1,50,153₹8,70,153
4₹9,60,000₹2,76,697₹12,36,697
5₹12,00,000₹4,49,727₹16,49,727
6₹14,40,000₹6,75,141₹21,15,141
7₹16,80,000₹9,59,580₹26,39,580
8₹19,20,000₹13,10,531₹32,30,531
9₹21,60,000₹17,36,430₹38,96,430
10₹24,00,000₹22,46,782₹46,46,782

₹20,000 a month for other periods

Other amounts for 10 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.