What is the return on ₹25,000 SIP for 15 years?

At an assumed 12% a year, ₹25,000 a month for 15 years grows to about ₹1,26,14,400. You invest ₹45,00,000, so about ₹81,14,400 is growth. At 10% it would be about ₹1,04,48,107.

How much is ₹25,000 SIP for 15 years with a 10% step-up?

If you raise the monthly amount by 10% each year, it grows to about ₹2,17,09,624 at 12% a year, from ₹95,31,745 invested.

SIP of ₹25,000 for 15 Years: Maturity Value at 8%, 10%, 12%, 15%

Return	Growth	Total	Exact
8%	₹42.09 lakh	₹87.09 lakh	₹87,08,629
10%	₹59.48 lakh	₹1.04 crore	₹1,04,48,107
12%	₹81.14 lakh	₹1.26 crore	₹1,26,14,400
15%	₹1.24 crore	₹1.69 crore	₹1,69,21,577

Raising the SIP by 10% every year (a step-up) takes it to ₹2.17 crore at 12%, with ₹95.32 lakh put in.

Year by year at 12%

Year	Put in	Growth	Total
1	₹3,00,000	₹20,233	₹3,20,233
2	₹6,00,000	₹81,080	₹6,81,080
3	₹9,00,000	₹1,87,691	₹10,87,691
4	₹12,00,000	₹3,45,871	₹15,45,871
5	₹15,00,000	₹5,62,159	₹20,62,159
6	₹18,00,000	₹8,43,926	₹26,43,926
7	₹21,00,000	₹11,99,475	₹32,99,475
8	₹24,00,000	₹16,38,164	₹40,38,164
9	₹27,00,000	₹21,70,538	₹48,70,538
10	₹30,00,000	₹28,08,477	₹58,08,477
11	₹33,00,000	₹35,65,370	₹68,65,370
12	₹36,00,000	₹44,56,304	₹80,56,304
13	₹39,00,000	₹54,98,279	₹93,98,279
14	₹42,00,000	₹67,10,449	₹1,09,10,449
15	₹45,00,000	₹81,14,400	₹1,26,14,400

₹25,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.

SIP of ₹25,000 a month for 15 years

At different returns

Year by year at 12%

₹25,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal