What is the return on ₹50,000 SIP for 15 years?

At an assumed 12% a year, ₹50,000 a month for 15 years grows to about ₹2,52,28,800. You invest ₹90,00,000, so about ₹1,62,28,800 is growth. At 10% it would be about ₹2,08,96,213.

How much is ₹50,000 SIP for 15 years with a 10% step-up?

If you raise the monthly amount by 10% each year, it grows to about ₹4,34,19,247 at 12% a year, from ₹1,90,63,489 invested.

SIP of ₹50,000 for 15 Years: Maturity Value at 8%, 10%, 12%, 15%

Return	Growth	Total	Exact
8%	₹84.17 lakh	₹1.74 crore	₹1,74,17,257
10%	₹1.19 crore	₹2.09 crore	₹2,08,96,213
12%	₹1.62 crore	₹2.52 crore	₹2,52,28,800
15%	₹2.48 crore	₹3.38 crore	₹3,38,43,155

Raising the SIP by 10% every year (a step-up) takes it to ₹4.34 crore at 12%, with ₹1.91 crore put in.

Year by year at 12%

Year	Put in	Growth	Total
1	₹6,00,000	₹40,466	₹6,40,466
2	₹12,00,000	₹1,62,160	₹13,62,160
3	₹18,00,000	₹3,75,382	₹21,75,382
4	₹24,00,000	₹6,91,742	₹30,91,742
5	₹30,00,000	₹11,24,318	₹41,24,318
6	₹36,00,000	₹16,87,852	₹52,87,852
7	₹42,00,000	₹23,98,950	₹65,98,950
8	₹48,00,000	₹32,76,328	₹80,76,328
9	₹54,00,000	₹43,41,075	₹97,41,075
10	₹60,00,000	₹56,16,954	₹1,16,16,954
11	₹66,00,000	₹71,30,741	₹1,37,30,741
12	₹72,00,000	₹89,12,609	₹1,61,12,609
13	₹78,00,000	₹1,09,96,557	₹1,87,96,557
14	₹84,00,000	₹1,34,20,898	₹2,18,20,898
15	₹90,00,000	₹1,62,28,800	₹2,52,28,800

₹50,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.

SIP of ₹50,000 a month for 15 years

At different returns

Year by year at 12%

₹50,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal