All games
Boond

SIP of ₹3,000 a month for 15 years

At 12% a year it could grow to

₹15.14 lakh

₹15,13,728. You put in ₹5.4 lakh over 180 months, and ₹9.74 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹5.05 lakh₹10.45 lakh₹10,45,035
10%₹7.14 lakh₹12.54 lakh₹12,53,773
12%₹9.74 lakh₹15.14 lakh₹15,13,728
15%₹14.91 lakh₹20.31 lakh₹20,30,589

Raising the SIP by 10% every year (a step-up) takes it to ₹26.05 lakh at 12%, with ₹11.44 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹36,000₹2,428₹38,428
2₹72,000₹9,730₹81,730
3₹1,08,000₹22,523₹1,30,523
4₹1,44,000₹41,505₹1,85,505
5₹1,80,000₹67,459₹2,47,459
6₹2,16,000₹1,01,271₹3,17,271
7₹2,52,000₹1,43,937₹3,95,937
8₹2,88,000₹1,96,580₹4,84,580
9₹3,24,000₹2,60,465₹5,84,465
10₹3,60,000₹3,37,017₹6,97,017
11₹3,96,000₹4,27,844₹8,23,844
12₹4,32,000₹5,34,757₹9,66,757
13₹4,68,000₹6,59,793₹11,27,793
14₹5,04,000₹8,05,254₹13,09,254
15₹5,40,000₹9,73,728₹15,13,728

₹3,000 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.