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SIP of ₹500 a month for 15 years

At 12% a year it could grow to

₹2.52 lakh

₹2,52,288. You put in ₹90k over 180 months, and ₹1.62 lakh of it is growth.

Change the numbers

At different returns

ReturnGrowthTotalExact
8%₹84.2k₹1.74 lakh₹1,74,173
10%₹1.19 lakh₹2.09 lakh₹2,08,962
12%₹1.62 lakh₹2.52 lakh₹2,52,288
15%₹2.48 lakh₹3.38 lakh₹3,38,432

Raising the SIP by 10% every year (a step-up) takes it to ₹4.34 lakh at 12%, with ₹1.91 lakh put in.

Year by year at 12%

YearPut inGrowthTotal
1₹6,000₹405₹6,405
2₹12,000₹1,622₹13,622
3₹18,000₹3,754₹21,754
4₹24,000₹6,917₹30,917
5₹30,000₹11,243₹41,243
6₹36,000₹16,879₹52,879
7₹42,000₹23,989₹65,989
8₹48,000₹32,763₹80,763
9₹54,000₹43,411₹97,411
10₹60,000₹56,170₹1,16,170
11₹66,000₹71,307₹1,37,307
12₹72,000₹89,126₹1,61,126
13₹78,000₹1,09,966₹1,87,966
14₹84,000₹1,34,209₹2,18,209
15₹90,000₹1,62,288₹2,52,288

₹500 a month for other periods

Other amounts for 15 years

SIP needed for a goal

Boond is a calculator, not investment advice. Mutual fund investments are subject to market risks. Returns shown are estimates at the rates listed, before tax.